Best Banks for Expats in Tokyo 2025: Japan Accounts, Wise & Setup Guide

Banking in Japan as a foreigner requires patience — most banks need a residency card and proof of address. Japan Post Bank (Yucho) is often the most accessible for new arrivals. Rakuten Bank and Sony Bank offer English-language online banking. Wise and Revolut are popular for international transfers. This guide covers how to open a Japanese bank account and manage money as an expat in Tokyo.